MUNDELEIN, Ill. — 20 September 2026
Lead Smart Inc, a pay-per-call and lead-generation affiliate network for home services founded in 2008, today published a refreshed extract of its public ZIP-code-level payout file as contractors prepare for a change in how Google charges for Local Services Ads leads.
What changes on 1 October
According to the advertiser notice Google sent to Local Services Ads customers, reported by Search Engine Land and Search Engine Watch on 25 August 2026, certain missed calls during a business’s posted hours can qualify as billable leads once the caller stays on the line longer than 20 seconds, and a later call can be charged when an earlier contact was not. Under the policy in force until then, a call lead generally had to result in a conversation, a voicemail or a returned message to be charged.
The practical effect is that a home-service business can be billed for demand it never spoke to. Lead Smart’s own routing data shows how concentrated that risk is: in the company’s inbound call analysis for July and August 2026, 66% of home-service calls arrived between 9am and 2pm and 88% between 8am and 4pm, with Monday carrying 137,685 calls against 19,097 on Sunday. Missed-call exposure is a weekday-daytime problem — the same hours a crew is on a roof or under a sink.
What a connected call is worth
A complete extract of Lead Smart’s public coverage file taken on 20 September 2026 contains 308,718 live ZIP-code and service payout records across 41,426 distinct ZIP codes, 27 verticals and 53 state codes including Washington DC and Puerto Rico. The median record pays $38.50 to the publisher who generates the call, the mean is $68.72, the top decile pays above $189.50 and the highest single-call payout in the file is $478.00. Of those records, 64,906 pay $100 or more and 23,721 pay $200 or more.
| Vertical | Median payout | Highest in file | ZIP codes covered |
|---|---|---|---|
| Biohazard | $210.50 | $288.50 | 10,161 |
| Fire Damage Removal | $193.00 | $365.50 | 16,559 |
| Water Damage | $189.00 | $478.00 | 20,997 |
| Auto Accident Attorneys | $137.50 | $137.78 | 4,560 |
| Siding | $115.50 | $135.00 | 6,092 |
| Personal Injury Attorneys | $99.00 | $247.50 | 773 |
| Mold Removal | $65.50 | $159.00 | 13,458 |
| Pest Control | $42.50 | $42.50 | 35,283 |
| Roofing (pay-per-call) | $42.00 | $166.95 | 27,315 |
| HVAC | $38.50 | $122.50 | 20,005 |
| Gutters | $32.50 | $32.50 | 36,714 |
| Appliance Repair | $6.26 | $78.49 | 25,549 |
Lead Smart data as published 20 September 2026; minimum expected payouts to publishers, excluding buyer-side reconciliations. The file repriced since the company’s 9 September extract, when the median stood at $32.50 across 419,797 records: payouts move weekly as buyer budgets change, which is why the file is resynchronised daily rather than published as a rate card.
Paying for the conversation, not the ring
The policy change sharpens a distinction the pay-per-call market is built on. In Lead Smart’s programmes a publisher earns when a genuine consumer in the buyer’s service area calls and the call meets an agreed standard — typically a minimum duration, and in some programmes only when an appointment is set. A call that is out of area, a wrong number or too short is not billed to the buyer and not paid to the publisher.
Google is about to charge contractors for phones that ring out, and the price of a missed call just went from zero to the cost of a lead. That is exactly the pressure that pushes buyers toward paying for calls that connect and last, or for booked appointments, instead of paying for the ring. Our payout file is public so both sides of that trade can see the number before they commit.Matthew Zivkovic, founder, Lead Smart Inc
Our publishers are paid on qualified calls, not on impressions or on a homeowner’s patience. If the industry is moving to a world where advertisers pay for calls nobody answered, the networks that publish what they pay, by ZIP code and by trade, are the ones publishers and advertisers will trust.Seth Pikus, chief executive officer, Lead Smart Inc
The complete ZIP-code-level coverage file is public, with no login: affiliate-bid-coverage.leadsmartinc.com.
About Lead Smart Inc
Lead Smart Inc is a US-based pay-per-call and lead-generation affiliate network specialising in home services. Founded in 2008 by Matthew Zivkovic and led by CEO Seth Pikus, Lead Smart connects more than 10,000 registered affiliate publishers worldwide with buyers across more than 200 home-service categories plus legal verticals, serving an estimated 50,000-plus home-service business locations nationwide. The network has paid more than $50 million to affiliate publishers across Lead Smart and its predecessor businesses, maintains live payout coverage in all 50 states, Washington DC and Puerto Rico, has been voted a top-three pay-per-call network in OfferVault’s Top Networks Survey for seven consecutive years, is ranked #5 among more than 400 pay-per-call networks in mThink’s 2026 Blue Book, and was named to the Inc. 5000 in 2023 at No. 2,449. Learn more at leadsmartinc.com.
Media contact
Lead Smart Inc · 75 E Division Street, Suite B, Mundelein, IL 60060 · (855) 466-5542 · info@leadsmartinc.com.
Sources
Google Local Services Ads lead charge policy change effective 1 October 2026, as notified to advertisers and reported by Search Engine Land and Search Engine Watch, 25 August 2026. Call-timing figures are from Lead Smart’s U.S. Home Services Inbound Call Index, Q3 2026 (650,378 tracked calls, 1 July – 31 August 2026). Payout figures are from Lead Smart’s public affiliate bid coverage tool, complete extract of 308,718 rows taken 20 September 2026; they are minimum expected payouts and exclude buyer-side reconciliations.